Connect with Karen - Call: 647-781-6242 Email: kparrott@smgbroker.ca
First-Time Home Buyer's Mortgage
Everything you need to know about getting a mortgage for your first home!
Apply Online
Buying a home?
Focus on Finding your Dream Home, We will get you the Best Mortgage Rate
Apply Online

01. Home Purchase Mortgage

You need the help of a mortgage professional to make the right decisions

01. Home Purchase Mortgage

• Self Employed simplified
• 5% flexible down payment
• Canada’s best pre-payment options
• Lowest rates in Canada More Info
Apply Online

02. Mortgage Refinance

Mortgage refinance can prove beneficial in several ways:

02. Mortgage Refinance

• Get cash out for any purpose.
• Consolidate high interest credit cards.
• Home improvements.
• Programs for self employed. More Info
Apply Online

03. Mortgage Renewals

Most homeowners simply sign the lenders renewal without shopping for the best rate and terms.

03. Mortgage Renewals

• We shop for you, no charge.
• No cost switch program.
• Canada’s best prepayment options. More Info
Apply Online

Just over 33 years, we’re passionate
about achieving better results for clients.

GET IN TOUCH
What People Say

Some of our Awesome Testimonials

My wife and I after we married got our first mortgage ever with Karen. She was extremely helpful with our situation and we ended up getting a better approval than our own bank. Thank you Karen and looking forward to working on our next mortgage with you.
Domenic GBarrie, Ontario
Karen is very patient and with her experience, guided me through all the details I never thought of taking care of. My mortgage went through smoother than my divorce, will definitely use her next time
LisaEtobicoke, Ontario
We get our first mortgage and have only been in Canada less than year. Hard to understand everything but Karen made it easier. Thanks so much Karen
Ade K.Guelph, Ontario
My husband and I decided to renovate our second home so we contacted Karen. It was a great experience as she is very knowledgeable and she always let us know the next steps until we went to the lawyers to finish getting the mortgage.
L&GBrampton, Ontario
It was a pleasure working with Karen in obtaining our mortgage. She was always quick to respond to any questions we had and was able to work around my busy work schedule. I recommend her to friends and family.
Pat D.Guelph, Ontario
Karen was recommended through my friend who is a real estate agent. She helped us get a mortgage using our equity to invest. From beginning to end, Karen was quick to respond and helped with anything we needed. So grateful for all that she did for us.
SophiaMississauga, Ontario

Stay Always In Touch

Subscribe to our newsletter and get exclusive deals you won’t find anywhere else straight to your inbox!

Fast & Easy Application Process

Apply Online
Uncategorized
Karen Parrott

BOC Cuts Rates Again

The central bank has lowered its key policy rate by 25 basis points to 2.25%, in line with expectations. This is the ninth reduction since

Read More »
November 3, 2025 No Comments
View all Posts
Karen Parrot
Logo